Conversions in the payment world are never easy, especially when they are global in nature. Each domestic market is unique when it comes to infrastructure, issuer, and merchant related costs. These complexities have been amplified for the past decade, as separate card markets have migrated to new EMV (Europay MasterCard Visa) chip card standards. Adoption […]

The Electronic Transactions Association’s (ETA) Mobile Payments Committee recently released three key resources to assist company members and the public at large in assessing the true nature and current status of the burgeoning mobile payments industry. There has been a great deal of attention, some would call it hype, paid to this advancing sector of […]

Life comes at you fast, as a recent refrain from a popular ad campaign reminds us, but progress in achieving the “Brave New World” of Interactive POS Marketing has not come as quickly as some marketers had hoped. The day when a retailer could envelope a consumer with promotions and loyalty points while he was […]

The merchant payment processing arena has been in a state of flux for the past few years, driven by the advent of smart-phones and a multitude of other disruptive new payment technologies. These trends threaten to reshape the playing field of retail payments, both at the point of sale and online. Our industry, however, is […]

The payments industry has been heading in a more digital, more consolidated direction for years. And it looks like it has reached the era of real-time payment rails and payment solutions embedded in various mobile devices. More and more people adopt hardware and software solutions with the industry moving past the stage of credit/debit card […]