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Credit Card Processing Solutions

credit card processing solutions What transaction processing solution is right for your business? Read through our solutions guide to find which solution your business is going to need and how each solution works. If you have questions about fees, what merchant accounts are, etc., go to our FAQ section. Check out our glossary of terms, also.
 

Accept Credit Cards On-line...
Free setup!

Real Merchant Account - No Leases -
2.19% plus $0.28 cents per transaction
$0.00 Monthly Gateway Fee (waived)
$9.99/month statement fee

Click here to process credit cards!

Refer to the table below to see which credit card processing solution is right for your business: NR = Not Recommended, POS = Point Of Sale, MOTO = Mail Order/Telephone Order

Business Type Credit Card Processing Solutions
  Swipe Terminal POS Software Real-Time
Retail Best Good NR
MOTO NR Good Best
Internet NR Good Best
Internet & MOTO NR Good Best
Retail & MOTO Good Best NR
Internet, MOTO & Retail Best* NR Best*
 
* In this case, it would be best to have both a swipe terminal and Real-Time solution since running retail (face-to-face) orders through the swipe terminal would incur less charges (lower discount rate and per transaction fee) then it would running the transaction through a Real-Time solution. In short, process your face-to-face orders through the swipe terminal and your MOTO and Internet orders through the Real-Time solution. You'll need two merchant accounts for this, a retail merchant account and an MOTO/Internet merchant account. Check with a Merchant Account Provider for details as they may be able to cut you a deal.

Now that you know what solutions you can use for your business, take a look at the advantages, disadvantages and detailed explanations so you can effectively determine which solution you want to go with for your business.

Click the graphics below to view detailed information on each credit card processing solution:

Real-Time Internet Processing   POS Software   Swipe Terminal
         
Wireless Payment Processing   IVR Terminal Solutions   Smart Card Processing
Third Party Credit Card Processors   Touch-Tone Credit Card Processing    
 
sub left place holder Buyers' Guide to Online Payment Acceptance sub right place holder
   
Buyers Guide to Online Payment Acceptance Are you new to accepting payment online? We've created a guide just for you. It will explain all the details about credit card processing and other payment acceptance solutions you should consider when setting up shop on the Internet. Get the facts before jumping in with both feet. Our easy-to-read guide covers these topics, in detail:
  • Credit Card Acceptance - the basics, rates/fees involved, questions to ask providers, shopping cart software, chargebacks/fraud, SSL certificates and more.

  • Debit/ATM Card Processing & eChecks

  • Micropayments & Digital Cash

  • Escrow Services

Are you ready to take the online payment acceptance journey?

Start Your Journey On Finding A Credit Card Solution


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