ECHO Inc. is your merchant account service under ONE roof (hence the reason they can offer so much for so little). Their own bank provides the actual merchant accounts and they own their very own payment gateway service. ECHO, Inc. is a publicly held company and has been providing merchant account processing solutions to Retail, Mail Order/Telephone Order and Internet businesses since 1986. They have over 120,000 clients in the United States, including well-known companies such as 3Com, U-Haul, Dollar General and Walgreens.
Here’s what you get with an ECHO merchant account:
- Your own real merchant account (accept Visa and MasterCard, even Amex and Discover cards if you wish)
- Ordering process is conducted on your site, your visitors never leave your site to pay for their purchase (applies to Internet merchants only)
- Your company name appears on customers monthly credit card statements
- 24×7 Toll-Free customer support
- Secure transactions – Cardholder data is protected with Secure Socket Layer (SSL) technology
- Automatic Real-Time processing (ECHOnline) for website orders (applies to Internet merchants only)
- ECHOnet secure virtual terminal for phone, fax & mail orders (applies to Internet merchants only) – manually type credit card information in a web browser; can be used anywhere… your office, a client’s office, laptop, anywhere with Internet access. ECHOnet virtual terminal make an excellent mobile processing solution, too.
- Check acceptance solution (optional for both Internet and retail merchants)
Super low merchant account rates & fees
You simply won’t find any better merchant account rates anywhere else… guaranteed! No leases, high monthly fees or hidden fees.
| Application Fee: | Free |
| Setup Fee: | none |
| Processing Fees: | Internet & Mail/Phone Order:2.35% plus $0.30 per trans. Retail Card Swipe:1.75% plus $0.25 per trans. |
Monthly Fee: | $19.95/month (only charged if you have activity, if you do not have activity in any one-month time period, the monthly fee is NOT charged. You don’t pay for service you don’t use.) |
Technical Support: | 24/7/365 – Toll Free |
| Annual Fee: | Free |
Monthly Minimum: | $20 (Only charged if you have less than $20 in merchant account processing fees each month, otherwise does not apply. Processing at least $900/month will keep you from having to pay this fee. However, if you process less than $900/month you’ll be charged the difference. For example, if your processing fees one month are only $5 you’d be charged $15 for a monthly minimum.) |
Statement Fee: | Free |
Gateway Fee: | Free |
Address Verification Fee: | Free |
Daily Closeout/Batch Fee: | Free |
| Minimum Contract: | Three years with a $150 early termination fee |
Chargeback Processing Fee:A chargeback is a customer disputed charge. | Free – first 5 each month; $5 each over the first five limit per month. |
Funds Deposited in Checking Account: | 2 business days(Please inquire for details regarding where processed funds will deposit) |
Transaction Limitations: | No limits on number oftransactions and sales volume |
Client Testimonials
“Just wanted to write a brief note about my experience with ECHO. I have been an ECHO customer for the last 12 years, prior to the Internet explosion. I can say unequivocally that I am very satisfied with your service. Like many other merchants we are now selling our products over the internet and in the beginning we needed real time processing and a shopping cart. I literally looked at dozens of packages and finally decided to go with ECHOnline and their Merchant America shopping cart. There are no middle men, hidden charges, or added monthly charges. You deal directly with the company and you get a complete data base of your activity. I would highly recommend ECHOnline real time processing and their Merchant America Shopping cart for any Merchant doing business on the Internet.”
-David Aven, Chief Marketing Officer, Vision Marketing
Pre-apply for a merchant account
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