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Popular Credit
Card Swipe Terminals
It's time to decide the exact POS terminal your business
will utilize for processing transactions. I've put together some of the
most popular and widely-used terminal solutions on the market. Some of
these have been around for many years, while others are newer with the
extra features your business may, or may not need. Hopefully the previous
sections on POS terminals have aided you in selecting the right terminal
solution for your particular business needs.
Each of the terminals below are supported by
ECHO, Inc. I've
found that they have some of the best prices on both new and refurbished
terminals.
Before you dive into the exact features each terminal
offers, here's a chart that shows exactly what each of these POS swipe
terminals support and what they don't:
Terminal
Model |
Credit |
Debit |
ECC |
ATM/Check |
| VeriFone Zon Jr XL |
X |
|
|
X |
| VeriFone Tranz 330 |
X |
X |
|
X |
| VeriFone Tranz 380 |
X |
X |
|
X |
| VeriFone Tranz 420 |
X |
X |
|
X |
| VeriFone Tranz 460 |
X |
X |
|
X |
| VeriFone Omni 3200 |
X |
X |
X |
X |
| |
| Hypercom T7E |
X |
X |
X |
X |
| Hypercom T7P |
X |
X |
X |
X |
| |
| Ingenico eN-Check 3000 |
Processes
Electronic Check Conversions (ECC) only |
| |
| VeriFone Zon
Jr XL |
 |
Highlights:
Cheapest Terminal - Simple Credit
Card Processing
Overview:
The Zon Jr XL has been around for a very long time
and is the cheapest terminal available. Its features are limited,
however. If you plan to just accept credit cards only, and don't mind
having to add a separate printer, this is a possible solution you
might be interested in. |
| VeriFone Tranz 330 |
 |
Highlights:
Allows For Optional External PIN Pad
-
Long-Time Merchant Favorite
Overview:
Similar to the Zon Jr XL, but the Tranz 330
also offers the ability to add a PIN pad for debit card processing or
a check MICR reader for check guarantee. This terminal has been used
for a very long time and has been a favorite with merchants. It's a
good durable and dependable processing terminal. |
| VeriFone Tranz 380 |
|
|
Highlights:
Larger Memory Capacity For
Transaction Storage
Overview:
Looks similar to the Tranz 330.
It comes with a larger memory bank allowing you to submit larger batch
transactions at the end of business days. Allows for external
printer setup and addition of a PIN pad or a check MICR reader. |
| VeriFone Tranz 420 |
 |
Highlights:
Terrific Mobile Solution For
Merchants On The Go
Overview:
Similar looks to the Tranz 460. The
Tranz 420 comes with the addition of a battery pack for traveling. If
you need the ability to process credit cards and more, away from the
office, this is the solution for you. It even has an interface where
you can connect your cell phone so you can process transactions in
real-time, wirelessly. The unit also comes with an integrated printer
as well. |
| VeriFone Tranz 460 |
|
|
Highlights:
Integrated Terminal Solution
Overview:
Great, all-in-one solution with a small
footprint. Allows you to accept debit cards and guarantee checks. Features a fast receipt printer. |
| VeriFone Omni 3200 |
 |
Highlights:
Thermal Printer - Processes
Electronic Check Conversion
Overview:
Probably one the best printer-integrated VeriFone terminals available. As noted in the chart, it
processes all types of cards and allows for external PIN pad and
future smart
card reader/writer hook-up. The thermal printer is fast and doesn't
require ribbon changes like other receipt printers. Very reliable
unit that is sure to be trouble-free.
|
| Hypercom T7E |
 |
Highlights:
Stores Up To 1000 Transactions - Hot
Keys
Overview:
T7E has a large memory bank and hot
keys that allow for many one-touch functions, like batches, debit,
check verification and more. |
| Hypercom T7P |
|
 |
Highlights:
Small Footprint - Integrated Printer
- Hot Keys
Overview:
Similar operation as the T7E, but with
the addition of an integrated printer. Allows for addition of an
external PIN pad. |
| Ingenico eN-Check 3000 |
 |
Highlights:
Electronic Check Conversion Only
Overview:
Features fast check reading, allows you
to verify, guarantee, and electronically process checks. If your
business primarily accepts cash and checks only or, you already have a
credit card terminal, eliminate unnecessary
trips to the bank to make deposits. The eN-Check 3000 from Ingenico
will automatically make deposits for you. |
Conclusion
Hopefully this guide has educated you and pointed you in
the right direction to both choosing the right merchant account provider,
and the right POS swipe terminal solution. As mentioned previously
throughout this guide, I highly recommend
Thompson Merchant Services for all
your credit card processing and terminal purchasing needs. They have the
best pricing available and house some of the best customer support
around. Whom ever you choose for your merchant account, take time to read
over all agreements and don't allow yourself to be pushed into using one
particular solution. If the merchant account provider is truly interested
in your success, they will be patient with you and provide you with any
information needed to help in making a final decision. I wish you great
success and happy selling!
Retail Merchant
Accounts & POS Swipe Terminal Guide (page 6 of 6)
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