Merchant Processing Services for Accepting Credit Cards Online

by .

Summary: Secure merchant processing services allow businesses to accept credit cards, debit cards and ACH payments. This flexibility can improve customer service and increase profits.

The ability to accept online payments is critical to maintaining a competitive edge in today’s evolving market. With access to the Web everywhere they go, consumers rely on the Internet to go shopping, pay bills and even order food. Advanced technology and merchant processing services make the online shopping and payment experience more convenient and secure, so customers keep coming back and businesses increase profits. Read on to learn more about just a few merchant processing services that are designed to simplify the online payment process.

E-Commerce Payment Gateway
A secure e-commerce payment gateway allows merchants to process and authorize multiple forms of payment, including major credit cards, debit cards and ACH payments online. The payment gateway verifies accounts quickly and securely, so customers can get through the checkout process with ease. Compliance with PCI DSS standards helps reduce the risk of online credit card fraud, as electronic theft is a real danger of online payments that can result in devastating loss for both customers and businesses alike. Payment gateway features include fraud filters, customized reporting, B2B transaction processing, batch upload functions and e-mail receipts. When combined with a full suite of credit card processing services, merchants can enjoy a one-source solution for all their payment needs.

Electronic Invoicing
Most consumers are saying goodbye to the hassle of sending paper checks by mail to pay their bills, instead turning to the Internet to manage accounts and make payments immediately. With electronic invoicing, merchants can provide their customers with online bills, including options to set up recurring billing and automatic payments. This dramatically increases convenience, as customers can receive e-mail alerts whenever a payment is due, thus reducing late payments and increasing cash flow for merchants. Online bill payment eliminates the often slow process of waiting for checks to process, so merchants can receive funds quickly. And as consumers and businesses become more environmentally-conscious, electronic invoicing helps to reduce paper waste and costs for a greener, more cost-effective credit card processing solution.

Hosted Payment Forms
With hosted payment forms, merchants can display a payment form designed to match the look and feel of their website, yet is hosted on their merchant account provider’s secure data servers – reducing business liability should data be compromised. These forms are ideal for nonprofit organizations that wish to streamline the donation process. The ability to set up recurring online donations on a monthly or yearly basis helps to increase funds while reducing costs associated with repeated marketing and promotional efforts. Donors can make online donations efficiently and safely, with PCI compliant security solutions protecting their sensitive data.

Julie Henaghan writes for BluePay (http://www.bluepay.com), a full-service credit card processing company that offers a comprehensive suite of merchant processing services, including ACH check payment processing, secure pay at the pump processing services and credit card processing software integration, all with low merchant account rates.